zyfai

Zyfai — Yield for Any Wallet

Turn any Ethereum wallet into a yield-generating account.

What This Does

When a user wants to earn yield on their crypto, Zyfai creates a subaccount (Safe smart wallet) linked to their existing wallet (EOA). Funds deposited into this subaccount are automatically optimized across DeFi protocols. The user stays in full control and can withdraw anytime.

┌─────────────────┐      ┌──────────────────────┐
│   User's EOA    │ ───► │  Zyfai Subaccount    │
│  (their wallet) │      │  (Safe smart wallet) │
│                 │      │                      │
│  Owns & controls│      │  • Auto-rebalancing  │
│                 │      │  • Yield optimization│
│                 │      │  • Non-custodial     │
└─────────────────┘      └──────────────────────┘

Key points:

• The subaccount is owned by the user's EOA — only they can withdraw
• Session keys allow automated rebalancing but cannot withdraw to other addresses
• Same EOA = same subaccount address across all chains

The Flow

1. DEPLOY    →  Create subaccount linked to user's wallet
2. SESSION   →  Enable automated yield optimization  
3. DEPOSIT   →  Send funds to subaccount (starts earning)
4. WITHDRAW  →  Pull funds back to wallet (anytime)

Prerequisites

• API Key from sdk.zyf.ai (connect wallet to get one)
• Private Key of the user's EOA (the agent must provide this)
• Node.js 18+

npm install @zyfai/sdk viem

Supported Chains

Important: Always Use EOA Address

When calling SDK methods, always pass the EOA address (the user's wallet address) as userAddress — never the subaccount/Safe address. The SDK derives the subaccount address automatically from the EOA.

Step-by-Step

1. Connect to Zyfai

import { ZyfaiSDK } from "@zyfai/sdk";

const sdk = new ZyfaiSDK({ apiKey: "your-api-key" });

// Use the private key provided by the agent
await sdk.connectAccount(privateKey, 8453); // chainId

Important: Always use the private key that the agent has access to. The private key must correspond to the EOA you're operating on.

2. Deploy Subaccount

const userAddress = "0x..."; // User's EOA (NOT the subaccount address!)
const chainId = 8453; // Base

// Check if subaccount exists
const wallet = await sdk.getSmartWalletAddress(userAddress, chainId);
console.log(`Subaccount: ${wallet.address}`);
console.log(`Deployed: ${wallet.isDeployed}`);

// Deploy if needed
if (!wallet.isDeployed) {
  const result = await sdk.deploySafe(userAddress, chainId, "conservative");
  console.log("Subaccount deployed:", result.safeAddress);
}

Strategies:

• "conservative" — Stable yield, lower risk
• "aggressive" — Higher yield, higher risk

3. Enable Yield Optimization

await sdk.createSessionKey(userAddress, chainId);

This allows Zyfai to rebalance funds automatically. Session keys cannot withdraw to arbitrary addresses — only optimize within the protocol.

4. Deposit Funds

// Deposit 10 USDC (6 decimals)
await sdk.depositFunds(userAddress, chainId, "10000000");

Funds move from EOA → Subaccount and start earning yield immediately.

5. Withdraw Funds

// Withdraw everything
await sdk.withdrawFunds(userAddress, chainId);

// Or withdraw partial (5 USDC)
await sdk.withdrawFunds(userAddress, chainId, "5000000");

Funds return to the user's EOA. Withdrawals are processed asynchronously.

6. Disconnect

await sdk.disconnectAccount();

Complete Example

import { ZyfaiSDK } from "@zyfai/sdk";

async function startEarningYield(userAddress: string, privateKey: string) {
  const sdk = new ZyfaiSDK({ apiKey: process.env.ZYFAI_API_KEY! });
  const chainId = 8453; // Base
  
  // Connect using the agent's private key
  await sdk.connectAccount(privateKey, chainId);
  
  // Deploy subaccount if needed (always pass EOA as userAddress)
  const wallet = await sdk.getSmartWalletAddress(userAddress, chainId);
  if (!wallet.isDeployed) {
    await sdk.deploySafe(userAddress, chainId, "conservative");
    console.log("Subaccount created:", wallet.address);
  }
  
  // Enable automated optimization
  await sdk.createSessionKey(userAddress, chainId);
  
  // Deposit 100 USDC
  await sdk.depositFunds(userAddress, chainId, "100000000");
  console.log("Deposited! Now earning yield.");
  
  await sdk.disconnectAccount();
}

async function withdrawYield(userAddress: string, privateKey: string, amount?: string) {
  const sdk = new ZyfaiSDK({ apiKey: process.env.ZYFAI_API_KEY! });
  const chainId = 8453; // Base
  
  // Connect using the agent's private key
  await sdk.connectAccount(privateKey, chainId);
  
  // Withdraw funds (pass EOA as userAddress)
  if (amount) {
    // Partial withdrawal
    await sdk.withdrawFunds(userAddress, chainId, amount);
    console.log(`Withdrawn ${amount} (6 decimals) to EOA`);
  } else {
    // Full withdrawal
    await sdk.withdrawFunds(userAddress, chainId);
    console.log("Withdrawn all funds to EOA");
  }
  
  await sdk.disconnectAccount();
}

API Reference

Note: All methods that take userAddress expect the EOA address, not the subaccount/Safe address.

Data Methods

getPositions

Get all active DeFi positions for a user across protocols. Optionally filter by chain.

Parameters:

Example:

// Get all positions across all chains
const positions = await sdk.getPositions("0xUser...");

// Get positions on Arbitrum only
const arbPositions = await sdk.getPositions("0xUser...", 42161);

Returns:

interface PositionsResponse {
  success: boolean;
  userAddress: string;
  positions: Position[];
}

getAvailableProtocols

Get available DeFi protocols and pools for a specific chain with APY data.

const protocols = await sdk.getAvailableProtocols(42161); // Arbitrum

protocols.protocols.forEach((protocol) => {
  console.log(`${protocol.name} (ID: ${protocol.id})`);
  if (protocol.pools) {
    protocol.pools.forEach((pool) => {
      console.log(`  Pool: ${pool.name} - APY: ${pool.apy || "N/A"}%`);
    });
  }
});

Returns:

interface ProtocolsResponse {
  success: boolean;
  chainId: SupportedChainId;
  protocols: Protocol[];
}

getUserDetails

Get current authenticated user details including smart wallet, chains, protocols, and settings. Requires SIWE authentication.

await sdk.connectAccount(privateKey, chainId);
const user = await sdk.getUserDetails();

console.log("Smart Wallet:", user.user.smartWallet);
console.log("Chains:", user.user.chains);
console.log("Has Active Session:", user.user.hasActiveSessionKey);

Returns:

interface UserDetailsResponse {
  success: boolean;
  user: {
    id: string;
    address: string;
    smartWallet?: string;
    chains: number[];
    protocols: Protocol[];
    hasActiveSessionKey: boolean;
    email?: string;
    strategy?: string;
    telegramId?: string;
    walletType?: string;
    autoSelectProtocols: boolean;
    autocompounding?: boolean;
    omniAccount?: boolean;
    crosschainStrategy?: boolean;
    agentName?: string;
    customization?: Record<string, string[]>;
  };
}

getAPYPerStrategy

Get global APY by strategy type (conservative or aggressive), time period, and chain configuration. Use this to compare expected returns between strategies before deploying.

Parameters:

Example:

// Get 7-day APY for conservative single-chain strategy
const conservativeApy = await sdk.getAPYPerStrategy(false, 7, 'conservative');
console.log("Conservative APY:", conservativeApy.data);

// Get 30-day APY for aggressive cross-chain strategy
const aggressiveApy = await sdk.getAPYPerStrategy(true, 30, 'aggressive');
console.log("Aggressive APY:", aggressiveApy.data);

// Compare strategies
const conservative = await sdk.getAPYPerStrategy(false, 30, 'conservative');
const aggressive = await sdk.getAPYPerStrategy(false, 30, 'aggressive');
console.log(`Conservative 30d APY: ${conservative.data[0]?.apy}%`);
console

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