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analyzing-financial-statements

Calculates and interprets financial ratios like ROE, P/E, and debt-to-equity for company performance analysis.

Install

mkdir -p .claude/skills/analyzing-financial-statements && curl -L -o skill.zip "https://agentskills.codes/api/skills/download/62" && unzip -o skill.zip -d .claude/skills/analyzing-financial-statements && rm skill.zip

Installs to .claude/skills/analyzing-financial-statements

Activation

This is the description your AI agent reads to decide when to run this skill — the better it matches your request, the more reliably it fires.

This skill calculates key financial ratios and metrics from financial statement data for investment analysis
108 charsno explicit “when” trigger
Intermediate

Key capabilities

  • Calculate efficiency and valuation ratios
  • Interpret data against industry benchmarks
  • Perform trend analysis on multi-period statements
  • Normalize unstructured financial data into structured formats

How it works

Uses Python scripts to process financial statement inputs against standard mathematical ratio formulas.

Inputs & outputs

You give it
Financial figures or formatted data file
You get back
Calculated ratios, benchmark comparisons, and insights

When to use analyzing-financial-statements

  • Calculate P/E ratio
  • Assess liquidity and solvency
  • Analyze profitability margins
  • Compare performance across periods

About this skill

Financial Ratio Calculator Skill

This skill provides comprehensive financial ratio analysis for evaluating company performance, profitability, liquidity, and valuation.

Capabilities

Calculate and interpret:

  • Profitability Ratios: ROE, ROA, Gross Margin, Operating Margin, Net Margin
  • Liquidity Ratios: Current Ratio, Quick Ratio, Cash Ratio
  • Leverage Ratios: Debt-to-Equity, Interest Coverage, Debt Service Coverage
  • Efficiency Ratios: Asset Turnover, Inventory Turnover, Receivables Turnover
  • Valuation Ratios: P/E, P/B, P/S, EV/EBITDA, PEG
  • Per-Share Metrics: EPS, Book Value per Share, Dividend per Share

How to Use

  1. Input Data: Provide financial statement data (income statement, balance sheet, cash flow)
  2. Select Ratios: Specify which ratios to calculate or use "all" for comprehensive analysis
  3. Interpretation: The skill will calculate ratios and provide industry-standard interpretations

Input Format

Financial data can be provided as:

  • CSV with financial line items
  • JSON with structured financial statements
  • Text description of key financial figures
  • Excel files with financial statements

Output Format

Results include:

  • Calculated ratios with values
  • Industry benchmark comparisons (when available)
  • Trend analysis (if multiple periods provided)
  • Interpretation and insights
  • Excel report with formatted results

Example Usage

"Calculate key financial ratios for this company based on the attached financial statements"

"What's the P/E ratio if the stock price is $50 and annual earnings are $2.50 per share?"

"Analyze the liquidity position using the balance sheet data"

Scripts

  • calculate_ratios.py: Main calculation engine for all financial ratios
  • interpret_ratios.py: Provides interpretation and benchmarking

Best Practices

  1. Always validate data completeness before calculations
  2. Handle missing values appropriately (use industry averages or exclude)
  3. Consider industry context when interpreting ratios
  4. Include period comparisons for trend analysis
  5. Flag unusual or concerning ratios

Limitations

  • Requires accurate financial data
  • Industry benchmarks are general guidelines
  • Some ratios may not apply to all industries
  • Historical data doesn't guarantee future performance

When not to use it

  • Making personal or corporate investment decisions
  • Analyzing volatile assets without contextual guidance

Prerequisites

Financial statements or data

Limitations

  • Dependent on input data completeness
  • Does not replace fundamental investment research
  • Interpretations reflect industry averages, not specific contexts

How it compares

It offers interpretations and industry benchmarks alongside raw numerical calculations.

Compared to similar skills

analyzing-financial-statements side by side with the closest alternatives in the catalog.

SkillInstallsUpdatedSafetyDifficulty
analyzing-financial-statements (this skill)328moReviewIntermediate
financial-document-parser202moNo flagsBeginner
finance-manager129moReviewIntermediate
financial-analyst42moReviewIntermediate

Try saying

Example prompts that trigger this skill in your AI assistant.

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